Terms of Service

These Terms are an agreement between you and Vault Tech LLC (“Vault”). By accessing Vault, submitting a campaign request, or signing a transaction, you agree to them together with the Privacy Policy, Fee Schedule, Risk Disclosure and Restricted Regions policy, which are incorporated by reference. If they conflict, these Terms control, except that the Fee Schedule controls fee rates and a campaign’s own page controls that campaign’s disclosed funding rules. You may be asked to accept these Terms and confirm your eligibility before using Vault; your acceptance and the Terms version are recorded in your browser. If you do not agree, do not use Vault.

Vault is a crowdfunding and escrow platform built on Solana. Smart contracts hold contributor funds in escrow until a campaign’s on-chain outcome is determined, then release or return those funds according to fixed protocol rules. Vault operates a service-fulfillment model: on success, Vault uses escrowed funds to fulfill the campaign’s stated purpose on behalf of contributors - funds are not handed to the campaign creator.

Vault is not a financial institution, bank, broker, investment adviser, or exchange. It does not provide financial, legal, or tax advice and does not guarantee the performance, completion, legality, or value of any campaign, project, token, charity, or creator.

Vault does not use passwords or traditional accounts. Browsing the site and submitting a campaign request do not require a wallet; contributors may use a Solana wallet to authorize and sign on-chain transactions, or send SOL directly to a campaign’s funding address (see Refunds). You are solely responsible for your wallet security and private keys. Vault cannot recover lost keys, reverse unauthorized transactions, or restore lost funds. By connecting a wallet, you represent you have legal authority to operate it and that doing so complies with applicable law.

Vault operates the following domains: vault.ky (the official public website), app.vault.ky (the official Vault application and the only Vault surface at which wallet connections and transaction signing occur), and docs.vault.ky (official documentation). dexvault.xyz is the legacy domain of Vault’s predecessor product, DexVault, and forwards to the current Vault website.

You are responsible for verifying the hostname before connecting a wallet or signing any transaction. Vault is not responsible for loss arising from interactions with any website, application, account or communication that is not operated by Vault, including sites designed to imitate Vault.

Vault will never request your seed phrase, recovery phrase, private key, or wallet credentials, and will never request remote access to your device. Official Vault email is sent from addresses at vault.ky. Report suspected phishing, impersonation, malicious domains or fraudulent communications to [email protected]Copied. The current list of official domains, accounts and contact addresses is published on the Trust & Security page.

Each campaign has a funding goal and a contribution deadline, both recorded on-chain at creation and cannot be changed afterward. The campaign’s outcome is determined by on-chain state at or after the deadline, subject to Vault’s right to cancel a campaign before it executes and to the limited authorities described on the Trust & Security page.

Vault accepts only SOL. The minimum contribution is 0.001 SOL as enforced on-chain. A contribution fee of 0.03% is deducted at deposit, so the amount escrowed is your contribution less that fee. Sending any other asset - SPL tokens, NFTs, or assets from other blockchains - to a campaign escrow address is not supported and may result in irrecoverable loss (see Unsupported Assets).

All contributions are held in a campaign-specific escrow account on Solana. No individual holds a private key controlling that account. Funds move only through the on-chain program according to the campaign’s state machine: back to contributors on refund, or, on success, to a Vault-controlled execution wallet to carry out fulfillment, with fees and any remainder going to Vault’s treasury. Vault may cancel a campaign into a refunding state. Vault’s programs are upgradeable and administered by Vault’s authorities; see Trust & Security.

Vault charges a contribution fee of 0.03% at deposit and a refund processing fee of 2%. Fee rates are set at campaign creation and cannot change retroactively for that campaign. Standard Solana network transaction fees are paid to validators, not Vault. Full schedule: the fee schedule.

Campaigns may display project or token identity metadata from other blockchain ecosystems (Ethereum, Base, BNB, Monad, and others). This is off-chain display data sourced from third-party providers - it has no on-chain counterpart on those chains. Every contribution is SOL on Solana; every settlement is a Solana transfer. Vault has no programs on any other chain, no bridge, and no custody of any non-SOL asset.

Anyone submitting a campaign or custom request (a “requester”) represents that the information is accurate and not misleading; that they are authorized to submit it and have the rights to all logos, images, banners and text provided; that the purpose and requested service are lawful; and that they are not impersonating or falsely claiming affiliation with any person or project. Requesters are responsible for their claims and for any taxes or reporting attributable to them. Contact details may be used to administer the campaign.

Requests may be submitted without connecting or signing with a wallet. Any wallet or identity details given are self-declared and not verified, and the on-chain campaign is created by Vault’s designated wallet, so a submission does not make the requester the on-chain creator or give them on-chain authority. Vault may request more information, and may reject, remove, suspend or cancel any campaign, or refuse fulfillment, where it reasonably believes these Terms, the law or a platform rule would be violated.

A standard campaign succeeds when total escrowed SOL meets or exceeds its full funding goal by the deadline. A charity campaign succeeds at 20% of goal - see Charity Campaigns.

Reaching a campaign’s success conditions does not automatically transfer the campaign’s escrow balance to the campaign creator.

Successful campaign funds are used to fulfill the campaign’s stated purpose. Depending on the campaign, Vault may purchase or arrange the associated service or deliverable, direct funds to an identified beneficiary, or carry out another fulfillment method disclosed in the campaign. The specific fulfillment method applicable to a campaign should be reviewed before contributing.

On success, escrowed funds are released to a Vault-controlled execution wallet, and Vault may use automated systems to complete purchases. Paying a vendor is not itself proof of delivery. Fulfillment may depend on third-party providers or other parties outside Vault’s direct control, and vendor rejection, outages, or changes to price or availability may delay or prevent it. Once a campaign has succeeded, contributions are not refundable except as the protocol provides. Vault’s escrow protections govern the funding process and do not guarantee the performance, availability, quality, or future outcome of an external service, project, beneficiary, or provider.

When applicable to the campaign’s disclosed fulfillment method, Vault purchases or arranges the associated service or deliverable on behalf of contributors. For those service-backed campaigns, the campaign’s stated amount is Vault’s retail price; Vault’s margin is the difference between that price and its vendor cost. Vault makes reasonable efforts to fulfill but does not guarantee delivery in any specific timeframe. Third-party vendors involved in fulfillment are not under Vault’s control; Vault disclaims liability for failures attributable to them. Vault may complete fulfillment manually where needed and may publicly announce fulfillment (see Content & Intellectual Property).

A campaign fails when its escrowed total does not meet its applicable threshold by the deadline. Refunds are processed automatically once the campaign closes. Vault may also cancel a campaign, which similarly results in refunds being processed. A refund fee applies - see Refunds.

Refunds are processed automatically once the campaign closes. Vault cannot prevent or delay a refund once a campaign enters a refunding state.

A refund processing fee of 2% of refundable principal is deducted. Contribution fees paid at deposit and any tips are non-refundable. You will not receive back 100% of your contribution. Full rates are on the fee schedule.

Contributions made through the app are recorded on-chain and refunded by permissionless on-chain instructions. SOL sent directly to a campaign’s funding address creates no on-chain receipt; eligible direct transfers are refunded to the sending address by Vault’s off-chain refund process at the same 2% fee, and depend on that process running. Deposits made after a campaign has executed, and amounts above the goal, are not refundable.

Custom campaigns undergo an internal review before deployment. Approval does not constitute Vault’s endorsement of any claim. All other terms - escrow, refunds, fees, fulfillment - apply equally to custom campaigns.

You are responsible for your own due diligence before contributing. Vault does not vet or endorse any campaign, creator, project, token, or charity. Contributing carries risk of partial or total loss.

Vault integrates with third-party services including blockchain infrastructure, data enrichment, and cloud hosting, each governed by their own terms. Token and project metadata displayed on Vault may be sourced from third-party providers; Vault does not verify or guarantee its accuracy and is not responsible for the actions, pricing, rules or availability of any third-party service. Displaying or supporting a service, project or logo does not imply endorsement or a business relationship.

Vault does not guarantee the legitimacy, performance, value, or success of any project, token, charity, or third-party service associated with a campaign. Vault’s escrow protects the funding process - not the project or its creator. A successfully funded campaign does not mean the associated project will succeed or maintain value. You accept all such risk.

Nothing on Vault constitutes financial, investment, legal, or tax advice. You are solely responsible for evaluating the suitability of any contribution given your financial situation and risk tolerance. Contributions pay for a service or stated purpose; they are not investments, and Vault makes no representation of profit, return or price appreciation. You are responsible for your own tax obligations. Consult qualified professionals.

All Vault brand assets, trademarks, logos, and platform design elements are the property of Vault’s operators. Use of Vault brand assets is prohibited except as expressly permitted by the current brand guidelines or with written permission. You keep ownership of content you submit (names, descriptions, logos, banners, images, links and proof). You grant Vault a non-exclusive, worldwide, royalty-free license to host, store, reproduce, resize, display, distribute and publish it in connection with the platform, including in campaign pages and public announcements on Vault’s channels. You are responsible for your content and confirm you have the rights to it. Vault may remove content at its discretion.

Vault may publicly announce a campaign’s details, fulfillment status and proof (such as screenshots) on its website and on social channels. Posts made on third-party platforms may not be removable once published.

Third-party names, logos, media and marks shown on Vault belong to their owners. They are used for identification or illustration only and do not imply endorsement, partnership or ownership by Vault. Owners may ask for removal at [email protected]Copied.

To report copyright or trademark infringement, impersonation or false affiliation, email [email protected]Copied with the work or mark concerned, the location of the material, your contact details, a statement of good-faith belief that the use is unauthorized, and a statement that your notice is accurate and that you are authorized to act. Vault may remove material, restore it after a valid counter-notice, and terminate repeat infringers. Knowingly false notices may expose the sender to liability.

You may not use Vault to:

• Violate any applicable law or regulation
• Conduct fraud, market manipulation, or money laundering
• Circumvent sanctions or export control restrictions
• Misrepresent campaign purpose, project identity, or charitable affiliation
• Submit false or deceptive campaign content
• Interfere with Vault’s platform or smart contracts
• Exploit bugs or vulnerabilities in Vault’s programs
• Use automated systems to manipulate campaigns or contribution data
• Impersonate any person, organization, or project, or falsely claim affiliation or endorsement
• Infringe copyright, trademarks or other rights, or promote illegal goods or services
• Use stolen funds, launder proceeds, or engage in unlawful fundraising
• Access Vault without authorization, or circumvent platform restrictions or security

Vault reserves the right to cancel campaigns, restrict access, or report activity to authorities if it reasonably suspects prohibited use.

You must be at least 18 years old and have the legal capacity to enter contracts in your jurisdiction; this applies to contributing and to submitting a campaign. Vault is not intended for minors and does not knowingly collect their information. By using Vault, you represent that you meet this requirement and that your use does not violate any applicable anti-money-laundering, sanctions, or financial services law.

Vault is not available to persons in certain jurisdictions or on applicable sanctions lists. The full policy is on the Restricted Regions page, which is the sole authoritative source. By using Vault you represent that you are not a restricted person and are not located in a restricted jurisdiction.

Vault may modify these Terms at any time. Material changes will be reflected in an updated effective date and, where practicable, by platform notice. Continued use after changes are published constitutes acceptance. Changes do not alter the goal, deadline or fee rates recorded on-chain for an existing campaign.

VAULT IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. VAULT’S PROGRAMS HAVE UNDERGONE INTERNAL REVIEW ONLY - NO THIRD-PARTY SECURITY AUDIT HAS BEEN COMPLETED. YOU INTERACT WITH THE PROTOCOL AT YOUR OWN RISK. VAULT DOES NOT WARRANT THAT THE PLATFORM WILL BE FREE OF ERRORS, BUGS, OR INTERRUPTIONS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VAULT AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES - INCLUDING LOSS OF FUNDS OR TOKENS - ARISING FROM YOUR USE OF VAULT. VAULT’S TOTAL LIABILITY SHALL NOT EXCEED FEES ACTUALLY PAID BY YOU IN THE THREE MONTHS PRECEDING THE CLAIM.

You agree to indemnify and hold harmless Vault Tech LLC and its operators from claims, losses and costs arising from your content, your campaign, your breach of these Terms, or your violation of law. Vault may suspend or restrict access at any time. Provisions that by nature should survive termination do so. If a provision is unenforceable, the rest remains in effect. You may not assign these Terms; Vault may. These Terms, with the policies listed above, are the entire agreement between you and Vault.

Governing Law: These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles.

Disputes: before filing a claim, send written notice to the address below and allow 30 days to try to resolve it informally. Any dispute arising out of or relating to these Terms or your use of Vault must then be brought in the state or federal courts located in Delaware, and you consent to their jurisdiction. To the extent permitted by law, you agree to bring claims only in your individual capacity and not as a plaintiff or class member in any class, collective or representative proceeding.

These Terms do not affect any rights you may have under mandatory provisions of your country of residence that cannot be excluded by contract.

Legal Notice: send legal notices, disputes and data requests to [email protected]Copied.